See What A First Meeting With John Includes
 

Specialized Retirement Planning & Investment Management Services

John Bubello retirement financial advisor

John Bubello  CFP®, CRPS®
Fiduciary Financial Advisor

Hi, I’m John Bubello and I specialize in Retirement Planning and Investment Management. If you’re over age 50, have at least $750,000 in assets, and want a plan for your future, we should talk about working together.

Please look around the site, read my retirement planning blog, and when you’re ready to take your retirement seriously schedule your No Obligation Introductory Call.

 

Specialized Retirement Planning & Investment Management Services

 

Do You Need A Financial Advisor In Retirement?

 

Hi, I’m John Bubello and I specialize in Retirement Planning and Investment Management.

If you’re over age 50, have at least $750,000 in assets, and want a plan for your future, we should talk about working together.

 

Achieve Your Financial Goals for Retirement

Approaching (or In) Retirement

The clients I work with are approaching (<10 years) or transitioning into retirement.  This allows me to specialize in financial planning, tax planning and income strategies unique to retirees.

Good Savers, Good Decision Makers

While my clients don’t consider themselves rich, most have accumulated $1,000,000 or more. They also know their limits and prefer to delegate specialized tasks.

Seeking Quality Retirement Planning

My clients want the confidence that comes from working with an experienced, CFP® Professional & fiduciary advisor who specializes in Retirement Planning & Investment Management.

It’s Time to Get Serious About Retirement

You Deserve:

  • An advisor who specializes in retirement
  • A retirement process you can believe in
  • To work with a trusted, fiduciary advisor 
  • A plain-English, logic-based, cost-effective approach
  • A dedicated guide to get you to and through retirement

What I Do:

  • Create high confidence retirement plans 
  • Establish reliable, tax efficient retirement income streams
  • Maximize Social Security planning decisions
  • Deliver peace of mind about major money decisions
  • Provide ongoing planning, investment and income management

My Clients:

  • Have a plan that matches their goals
  • Enjoy financial clarity and understanding
  • Avoid making costly mistakes
  • Are confident about their plans, retirement and money
  • Free up their time for other interests

Retirement Planning, Investment Advisory & Income Management In One

Comprehensive Advisory Services

Smart decisions are made in the context of comprehensive and evolving planning.  That’s why all retirement clients benefit from comprehensive ongoing planning, investment advisory and retirement income management services. 

While your fee will be calculated specifically based on your unique situation the following two examples may provide some insight…

  • Comprehensive ongoing retirement planning, investment and income management client – $1,000,000 of assets:  Fee approx 0.85% per year

 

  • Comprehensive ongoing retirement planning, investment and income management client – $3,000,000 of assets:  Fee approx 0.58% per year

The Value of Good Advice

Vanguard, arguably the world’s most fee-conscious asset manager, quantifies how advisor best practices can add 3% per year to overall performance.  

    • Cost Effective Implementation 0.45 %
    • Rebalancing 0.35 %
    • Coaching 1.50 %
    • Asset Location 0 to 0.75 %
    • Withdrawal Order 0 to 0.70 %
    • Suitable Asset Allocation* > 0.0 %
    • Total Return vs. Income Only Investing* > 0.0 %

Total potential added value “About 3%” Per Year

* Value add was deemed significant but too unique for each investor to quantify.

I Specialize in Retirement

John Bubello Retirement Financial Advisor

John Bubello CFP®, CRPS®

If you needed heart surgery, you wouldn’t seek a generalist, you’d want a cardiologist!  

Preparing for retirement? Work with someone who specializes in retirement!

Specialization allows me to focus narrowly, but, deeply on strategies specific to retirees:  

  1. Planning for retirees
  2. Tax strategies for retirees
  3. Social Security planning  
  4. Estate and gifting strategies
  5. Income planning & portfolio management

Read More On Why I Specialize Here

Retirement Planning Questions & Answers

Can I work with you remotely?

Yes! My clients live across the US so I do a significant amount of my work over the phone and via computer screen-sharing.

When should I start planning for retirement?

You should start as soon as possible. It’s never too late or too early to make smart decisions about your retirement.

What do I need to do to prepare for our introductory call?

Nothing!  Do not prepare anything.  Our introductory call is just that, a chance to get to know each other.

Do I need to know financial terms before we speak?

No, you don’t, but if you are nervous about talking to a retirement planning specialist or nervous about understanding financial terms you can read this report first

Should I wait until I’m retired? I’ve started SS? After the election? The market recovers?

Dr Suess frowns upon waiting.  Realistically, the earlier we work together, the more I can help with your retirement, so no, waiting doesn’t help.

What will be covered in the first call?

It’s simple:  We’ll talk about what you’d like to accomplish and how I help my clients.  If we’re a fit, we’ll discuss next steps to explore working together.

Take The First Step to Your Successful Retirement

Taking the first step can be the hardest, that’s why I’ve made it as easy as possible.

 

Just click the button below to schedule a Free No-Obligation Introduction Call.

Unlike some other advisors, I promise you will always…

 

  • Talk directly with me, not my assistant or a junior advisor

  • Get real, honest advice, not another high-pressure sales pitch

  • Understand the advantages of a retirement expert instead of a jack-of-all-trades 

 

Most importantly, I promise that after our call you will be on the track towards a successful retirement.

If you’re worried about whether you’re really prepared for retirement, let’s talk.

 

If you’re ready to stop putting off retirement planning because you’re nervous, let’s talk.

 

If you’re serious about planning for your retirement, let’s talk.

 

Copyright © 2020 | All Rights Reserved.

John R. Bubello is an investment advisor representative of and offers investment advisory services through Compass Retirement, LLC, a registered investment adviser offering advisory services in the State of Connecticut, State of Florida and other jurisdictions where registered or exempted.